Open Banking adapters
API-first account-linking and payment-initiation design against Plaid, TrueLayer and Yapily patterns — sandbox first, production under those vendors’ regulated models.
International · stratosfin.ioInternational merchant & settlement desk
Wyoming LLC · 100% owned by the Pakistan parent · compliance-first
Global rails. Local settlement.
Orchestration software for merchant acquiring, alternative payment methods and B2B currency settlements — connecting international merchants to multi-currency collection paths through bank-partnered corridors and documented compliance, not FX marketing copy.
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International desk of Stratos Fintech LLC — global schemes and multi-currency collections.
International desk
stratosfin.io
AcquiringVisa · Mastercard · PSPs
SettlementUSD · EUR · GBP · AED
Open bankingPlaid · TrueLayer
IdentityShufti Pro KYC
This website is operated by Stratos Fintech LLC
Entity Stratos Fintech LLC · WY filing 2026-002071705 · EIN 30-1507888 · Member 100% Pakistan parent
Stratos Fintech LLC is a Wyoming limited liability company, wholly owned by STRATOS FINTECH (PRIVATE) LIMITED. It provides payment-orchestration software and merchant control-panel tools for international counterparties. It is not a bank, electronic-money institution, payment institution or licensed US money transmitter. Live acquiring, settlement and foreign-exchange execution require authorised partner institutions in the relevant jurisdiction. Nothing on this site is an offer of regulated payment services.
Who we are
Named after the stratosphere. Because ordinary heights were never the goal.
Stratos Fintech LLC is the Wyoming operating company for the international payments-software desk — a 100%-owned subsidiary of STRATOS FINTECH (PRIVATE) LIMITED. Merchants, platforms and partner institutions use this desk for multi-currency collection design, hosted KYC and a control panel their risk team can inspect.
The site, merchant console, Shufti Pro identity journeys and installable app are live as software. We do not operate as a bank, EMI or US money transmitter. Live acquiring rides authorised partners in each jurisdiction.
Legal name as registered with SECP
STRATOS FINTECH (PRIVATE) LIMITED
This website is operated by STRATOS FINTECH (PRIVATE) LIMITED · CUIN 0345801 · Legal entity & certificates
Stratos Fintech LLC
Entity
2026-002071705
WY filing
30-1507888
EIN
100% Pakistan parent
Member
On the public record
- Wyoming LLC. Stratos Fintech LLC · filing 2026-002071705 · organised 2 Sep 2026
- EIN. 30-1507888 · IRS Letter 147C · 21 Sep 2026
- Ownership. 100% STRATOS FINTECH (PRIVATE) LIMITED
- Software desk. Merchant console, KYC and payment-link software are live
- Hosted identity. Shufti Pro document + face journeys
- Europe coverage. France desk · COO Ahmed Kamal
Not held today
- US money transmitter. Not held — Wyoming LLC registration is not an MTL
- Banking licence. Not held — we are not a bank
- EMI / e-money. Not held — no customer balances
Stratos Fintech LLC is a Wyoming limited liability company, wholly owned by STRATOS FINTECH (PRIVATE) LIMITED. It provides payment-orchestration software and merchant control-panel tools for international counterparties. It is not a bank, electronic-money institution, payment institution or licensed US money transmitter. Live acquiring, settlement and foreign-exchange execution require authorised partner institutions in the relevant jurisdiction. Nothing on this site is an offer of regulated payment services.
What we offer
One gateway. Every corridor.
We do not claim a US money-transmitter, EMI or payment-institution licence on this site. Multi-currency views, hosted checkout and KYC are software. Executable FX and scheme acquiring go live only with authorised partners.
International payment gateways
Accept cards and alternate methods through one integration — Visa, Mastercard, Apple Pay, Google Pay and PSP partners — with 3DS2-ready checkout and a refund/dispute console.
Multi-currency collections
Invoice-to-settlement software for USD, EUR, GBP, AED and SAR with live status language finance teams and partner banks can both read.
Enterprise integrations
Host-to-host connections, webhooks and a dedicated onboarding path that gets corporate systems reconciling from day one. ERP connectors and line-item payout status.
iOS & Android
The same international ledger on a phone.
The official Stratos app is installable from the Apps page on this desk. Multi-currency activity, wallet views and the international control-panel modules share one ledger with this website.
One login. Phone and desk.
- Merchant and customer roles on the same account.
- Hosted KYC, payment links and settlements stay in sync.
- Compulsory 2FA — SMS, security key, or authenticator.
Market context
What global fintech actually underwrites
Category leaders win on three things: (1) clear product packaging for merchants and developers, (2) compliance storytelling a partner bank can underwrite, and (3) corridor architecture that separates software from licensed activity. The international desk is built around that pattern — USD, EUR, GBP and AED collection design, global schemes and open-banking adapters.
How we compete
How we stay licence-honest internationally
We do not claim a US money-transmitter, EMI or payment-institution licence on this site. Multi-currency views, hosted checkout and KYC are software. Executable FX and scheme acquiring go live only with authorised partners.
The gap international merchants actually hit
Global platforms rarely give finance teams a corridor they can explain to a partner bank: who collects, who settles, who owns the dispute, and which licence the money actually rides. Stratos is the software that makes that conversation inspectable — a live control panel first, licensed activity only with partners.
How this desk works today
Today this desk is software: a live control panel, hosted KYC, multi-currency payment links and sandbox keys. We do not hold customer e-money or operate as a money transmitter. When a corridor requires a licence, a partner institution holds it.
Why partners choose this desk
Built for the rails this site actually serves.
Multi-currency collections
USD, EUR, GBP, AED and SAR payment-link design for invoices and checkout — settlement through authorised partners.
Global scheme & PSP fabric
Visa, Mastercard, Stripe, Adyen, Checkout.com and PayPal slots, plus US/EU open-banking adapters.
Identity that banks recognise
Shufti Pro hosted document-and-face journeys, with secondary vendors for screening.
A named Europe operator
COO Ahmed Kamal on the France desk. Written contact stays on support@stratosfin.io.
Trust architecture
What institutional buyers actually check
No licence we do not hold
We state that we are not a bank, EMI or money transmitter. Partner-bank and PSP go-lives are named as such.
Security by design
TLS, tokenisation posture, RBAC, monitoring and compulsory 2FA (SMS, security key, authenticator) on the merchant console.
AML / KYC programme architecture
Hosted CDD via Shufti Pro, sanctions-screening design and record-retention planning that scales with the partner’s regulated perimeter.
A desk that answers in European hours
International support at support@stratosfin.io. Europe coverage via the France desk. No country-specific staff mobiles are published on this site.
Company record
Official updates
Published from this desk only. No invented customer counts.
Corporate
Stratos Fintech LLC organised in Wyoming
Certificate of Organization issued by the Wyoming Secretary of State (Chuck Gray) on 2 September 2026 at 8:10 AM. Original / filing ID 2026-002071705. Single member-managed LLC. Sole member (100%): STRATOS FINTECH (PRIVATE) LIMITED. stratosfin.io is the international desk of this LLC.
Tax
US EIN assigned
IRS assigned Employer Identification Number 30-1507888 to STRATOS FINTECH LLC on 16 September 2026. Letter 147C dated 21 September 2026 confirms the number. An EIN is a federal tax ID — not a money-transmitter or banking licence.
Platform
Merchant console and hosted KYC
International merchants can apply, complete Shufti Pro document-and-face KYC, issue multi-currency payment links and inspect sandbox API keys. Live acquiring remains partner-authorised.
Mission
To give international merchants and platforms a single, honest software layer for multi-currency collections, partner-bank settlement visibility and hosted identity — without pretending to be a licensed money transmitter.
Vision
A cross-border stack where money-movement software is inspectable, corridor status is explicit, and every live rail sits behind an authorised partner in the jurisdiction that actually licenses it.
Ready to take your payments higher?
Open a merchant or customer account on this desk, or speak with the team about a partnership. Software access is live. Licensed rails follow authorisation.
Already onboarded? Sign in · support@stratosfin.io